Rate and hours
This week
Hours over 40 become OT at 1.5×. Decimal (45, 45.5) or h:mm (45:30).
Week 2 (optional, biweekly gross)
Each week is its own 40-hour bucket, then the two GROSS amounts add. Not one 80-hour period.
Gross estimate · not take-home
- Regular $
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- OT $
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- Gross estimate
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Enter an hourly rate, then this week’s hours.
GROSS estimate only. Not take-home, not tax withholding, not a 50-state paycheck, not legal advice.
This is a GROSS estimate only — the number before tax, FICA, 401(k), insurance, or garnishments. It is not take-home, not net pay, not tax withholding, and not a 50-state paycheck. There is no W-4, no filing status, no state income tax table, and no local tax. Overtime uses the federal weekly 40-hour / 1.5× baseline as an estimate, not legal advice. No daily OT, no seventh-day, no double time, no union scale. Confirm the pay stub before you spend it or pay anyone.
GROSS math, not punches and not the hours page
This page multiplies an hourly rate by hours you already have and prints regular $, OT $, and GROSS. It does not clock you in. Punches live on the time card. The hour split (regular vs OT, h:mm and decimal hours) lives on overtime. Two independent weeks add here as GROSS; a 14-day punch sheet lives on biweekly.
regular $ = regular hours × rate OT $ = OT hours × rate × 1.5 gross = regular $ + OT $ If you type a week total: regular hours = min(week, 40) OT hours = max(0, week − 40) 40h × $20 = $800 45h × $20 at 1.5× = $800 + $150 = $950
Example: 40 hours × $20 = $800. Example: 45 hours × $20 at 1.5× = $950 ($800 regular + $150 OT). Example: week 1 = 40h and week 2 = 45h at $20 → $800 + $950 = $1,750 biweekly gross.
FAQ
Gross vs net — which paycheck number is this?
GROSS is rate × hours before anyone takes a cut. NET (take-home) is what hits the bank after federal income tax, state tax, FICA (Social Security and Medicare), 401(k), insurance, and garnishments. This page prints GROSS only. It never computes net. If the number here matches your deposit, that is coincidence — check the stub.
How does the 40-hour / 1.5× overtime dollar estimate work?
In week-total mode, the first 40 hours are regular; anything above 40 is OT. Regular $ = regular hours × rate. OT $ = OT hours × rate × 1.5. GROSS = regular $ + OT $. Documented fixtures: 40 hours × $20 = $800. 45 hours × $20 at 1.5× = $950 ($800 regular + $150 OT). That 40-hour / 1.5× split is a federal weekly estimate, not legal advice and not your employer’s policy.
Does this withhold federal, state, or FICA tax?
No. This is not tax withholding. There is no W-4, no filing status, no allowances, no federal income tax, no FICA, no state tax, and no local tax. It does not subtract 401(k), insurance, or garnishments. Search “paycheck calculator” and most tools do withholding. This one does not. GROSS estimate only.
Is this a 50-state paycheck calculator?
No. It is not a 50-state paycheck and not a map of wage-and-hour law. One federal weekly 40-hour / 1.5× baseline is used to get overtime dollars. Daily OT (California after 8), seventh-day, double time, union scale, and salaried exemptions are not applied. State income tax tables are not here. Your employer or state may differ.
How is this different from hourscard.com punches?
hourscard.com is a time card: clock in, clock out, unpaid lunch, overnight / graveyard shifts, and a printable week. This page never takes a punch. Type hours you already have plus an hourly rate. Use the time card to get the hours; use this page for the GROSS dollar estimate.
How is this different from the overtime hours page?
The overtime calculator splits a week of hours — first 40 regular, the rest OT — and shows h:mm and decimal hours. Rate is optional there. This paycheck page starts from a required hourly rate and prints dollars: regular $, OT $, GROSS. Use overtime when you want the hour split. Use this page when you want the GROSS money estimate.
What if I already know my overtime hours?
Switch to Hours + OT hours. Regular hours × rate, OT hours × rate × 1.5. The page does not re-split hours you already labeled. Optional week 2 is a second independent 40-hour bucket; the two GROSS amounts add. A 40-hour week plus a 45-hour week at $20 is $800 + $950 = $1,750, not one 85-hour period. For punch-in times across 14 days, use the biweekly timesheet.